Flexible Capital
For Every Ambition.
From quick-access working capital to long-term infrastructure loans, Sterling Bank Savings provides the liquidity you need to scale without friction.
Specialized Credit Facilities
Every business has a different rhythm. Our credit products are designed to align with your specific cash flow cycles.
Business Term Loans
Secure long-term funding for major projects, acquisitions, or expansions. Fixed monthly repayments allow for precise budgeting.
Asset & Vehicle Finance
Upgrade your equipment or fleet without depleting your cash reserves. We provide Hire Purchase and Leasing options tailored to your VAT needs.
Revolving Line of Credit
The ultimate liquidity tool. Access funds whenever you need them, pay back as you go, and only pay interest on the amount drawn down.
Fast Decisioning
Driven by Data
Our partnership with Barclays allows us to utilize advanced credit-scoring models that look beyond the balance sheet. We consider your business's total health and future potential.
Rapid Approvals
Automated initial screening gives you a "Yes" in principle within minutes.
Sector Specialists
Work with credit officers who understand the specific cycles of construction, retail, and tech.
Is Your Business Ready to Apply?
UK Registered
Your business must be registered as a Limited Company or LLP in the UK.
Trading History
Typically requires a minimum of 12-24 months of active trading history.
Financial Records
Ability to provide at least 6 months of business bank statements.